We are honoured to have acted as independent financial adviser to Klarna in connection with its strategic US loan portfolio transaction with Elliott Investment Management, a landmark deal enabling Klarna to further strengthen its balance sheet and support continued expansion in its largest and fastest-growing market.
The transaction provides Klarna with the ability to transfer credit risk on up to USD 6.5 billion of US-originated consumer receivables over a multi-year horizon, delivered through a forward-flow structure tailored for regulatory efficiency, scalability and operational continuity. Klarna continues to originate and service the loans, ensuring full alignment with its customers and maintaining the strength of its US payments and credit ecosystem.
Revel Partners supported Klarna throughout the structuring and execution process, combining deep expertise in consumer credit, forward-flow arrangements and risk-transfer solutions. Our role included advising on transaction architecture, capital-structure optimisation, investor engagement and documentation strategy, enabling Klarna to secure a competitive and institutionally robust solution under a compressed timeline.
We are grateful for the trust placed in Revel Partners by Klarna’s Offloading and Capital Teams, and proud to have contributed to a transaction that demonstrates how leading fintech platforms can leverage advanced capital-markets structures to support growth and balance-sheet flexibility.
Congratulations to Klarna, Elliott Investment Management, and the wider advisory teams involved in delivering this important milestone.
